Estate Planning

In a perfect world, we’d all live forever and in perfect health.

Unfortunately though, the world isn’t perfect. Knowing what will happen to you and your assets if you are unable to make decisions, or in the event of your death, can be quite morbid. However, it is important to most of us.

You need to know that your wishes will be honoured to reduce stress and confusion on your loved ones should the worst happen.

Wills

A Will is a legal document that outlines what should happen to your assets and belongings in the event of death. Having a clear and valid Will is the best way to ensure that your assets are protected and distributed according to your wishes.

Enduring Power of Attorney

An Enduring Power of Attorney (EPOA) is a legal document in which you appoint another person to act on your behalf if you are unable to manage your financial, legal and personal affairs, make decisions in respect to your health and personal matters due to incapacity.

An Advance Health Directive sets out in more detail how you wish to be cared for. It is a formal way of giving instructions for your future health care and comes into effect only if you are unable to make your own decisions.

Testamentary Trusts

Is a trust created in a will which is activated upon death. Instead of assets passing directly from one person to another, the assets are passed to the Testamentary Trust and then administered by a designated trustee – usually family members, a trustee company, solicitor or an accountant.

We are here to help

We make it easy for you to get started with a plan to secure your financial future. We also help to monitor your progress monthly, which helps motivate you and keep you on track for success.

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I’d be completely lost if my husband hadn’t implemented a Will. Having one in place has made things much easier. Thanks HM.

– Sarah H, Kenmore