Settling Down
It’s time to get serious.
Building wealth and managing debt should be your key focus now. You’ll need to take greater control of your spending plan and cashflow, manage your mortgage and other debts, and make sure you’ve got a rock-solid investment strategy to ensure you retire when you want on the income you want.

Having Education
As your kids grow, your expenses grow with them. Sending your kids to the best possible schools is a desire of every parent, but the cost that comes with education doesn’t always come cheap. Compared to public schools, private schools are more expensive. The sports all require different equipment and there is a wide range of study materials that continues to escalate in cost.
Even though it’s expensive, investing in your children is a reward in itself. The choices you make for their education today can make a world of difference to them later in life.
Interested in Private Education for your children? Talk to us about how you may be able to fund it. We can develop some amazing strategies for you to achieve your goal.

Having Momentum
Life is progressing quite nicely and, even though there have been a few unexpected bumps in the road, everything seems to be on track. So, what’s next?
You may have your medium term goals set and you’ve got a good idea of when you want to retire – but what do you want to do in the shorter term?
Now is a good time to review your short and medium term goals and start planning that dream holiday or the second honeymoon. If you haven’t really put the time in to establish your goals,contact us and we can help you articulate your goals then build a plan to ensure you get there.

Having Growth
With the day-to-day juggling act of having a family, shuttling kids around, and trying to make more time for family and friends, it can sometimes feel like there aren’t enough hours in the day. Just remember – as every day passes you’re closer to retirement than yesterday.
Most of us only have around 6,000 work days left between 40 and 65.
If you want to get to retirement, sooner rather than later, you’ll need to give your nest egg a boost. We can make sure you’re getting the most out of your super, and we’ll see if we can increase your contributions or find another more effective strategy for you.
With just a few simple tweaks, you could be sipping Pina Coladas on a Hawaiian beach before you know it. Discover superannuation here.

Having Security
If you own a house, a car, or possibly two, you’ve more than likely insured them all. But what about your health, the welfare of your family, or your ability to earn? Income Protection, Life Insurance, and Critical Illness Insurance are all designed to protect you from the unexpected.
If you consider the cost of a tragic event the potential loss is far greater than the value of all your other insured assets.
It’s not enough to hope for the best – you have to prepare for the worst. Discover insurance here.
Why Henderson Matusch
We make it easy for you to get started with a plan to secure your financial future. We also help to monitor your progress monthly, which helps motivate you and keep you on track for success. Established in 2004 by financial services industry veterans, we’re big enough to be able to source a range of top financial products across Australia at competitive and in many cases, discounted prices. We’re also small enough to be able to carefully craft the most effective strategies, just for you. We measure our performance by your success and satisfaction, and we never lose sight of what’s really important – our clients